Sunday, August 14, 2011

Money

Hello Ladies;

We have been talking about our country and our future in light of God’s word. The scripture that comes to my mind is found in John chapter 14:1

I Am the Way, and the Truth, and the Life

“Let not your hearts be troubled. Believe in God; believe also in me. 2 In my Father’s house are many rooms. If it were not so, would I have told you that I go to prepare a place for you? 3 And if I go and prepare a place for you, I will come again and will take you to myself, that where I am you may be also. 4 And you know the way to where I am going.”

Behold, the hour is coming, indeed it has come, when you will be scattered, each to his own home, and will leave me alone. Yet I am not alone, for the Father is with me. 33 I have said these things to you, that in me you may have peace. In the world you will have tribulation. But take heart; I have overcome the world.” John 16:32-33

We need to keep a Biblical worldview. This world is NOT our home. We truly are just passing through. However, while we are here God has given us stewardship of the land, our families and people we come in contact with. We are to glorify God in all we do and that includes money. We are only stewards of the money God has blessed us with. It is not ours. If we can keep that in perspective then we will be on our way to financial freedom.

To be honest, I had to learn the hard way about money. When Rich and I married we did just about everything wrong when it came to money. Three days after we married we moved 2,000 miles away from anyone we knew and started settling in. The Jerry Lewis MDA telethon would be on in just days and hubby really wanted to see that show. Of course he was an Airman and we had no money. So we went down to the local Sears and found out we could buy a 14 inch black and white (we’re old) tv for only $10 a month. Of course we had no clue about interest rates and what happens when you only make a minimum payment. We did that on a couple of items early on. Nothing outrageous was bought just “little things”. As you can imagine it all started adding up. We then needed a new car and doggone, we bought a clunker for only $69 a month. Who can’t afford that! We didn’t realize till years later that we paid 29% interest! Do you see where this is going.

Some years later Rich went to his first Promise Keeper event. It was geared to men who wanted to be better husbands, dads and leaders in the church. They talked about money at that conference and he came home committed to become debt free. I was then introduced to Larry Burkett and his ministry. The next few years we learned the basics and started practicing fiscal responsibility. By then we realized we needed to train our children about money. What better teachers than the ones that screwed up really bad and lived to tell about it! I am so thankful for those lessons and am so thankful our children learned the lessons well.

So, if we are just stewards we better get some real knowledge when it comes to money. Here is my short list. If Congress followed this list we would be debt free as a nation. Maybe someone will read this who needs it a lot.

1. Give first. I know, you have no money so how can you possibly give back? If you don’t give off the top you will never realize that the money is not yours, you will hold on and live for yourself and not God.

2. Save second. I know, you have no money so how can you possibly save? If you don’t save money for emergencies, for upkeep and for bills that don’t come due every month then you will always be in crisis.

3. Live simply. You don’t have to keep up with the Jones’ or the Smith’s, trust me it will all burn up in the end. More stuff equal more time spent keeping up the stuff and more stuff means someone later on probably your children will have to get rid of your stuff when you die anyway. Stuff clogs our brains. Go to www.flylady.com and she will tell you how to get rid of the stuff in your life. My goal is to die with only enough “stuff” left to fit in the trunk of a car.

4. Don’t spend more than you make. I know this sounds simple but many people don’t live by this rule as we know by the debt load of people. If you want something save up for it, bit by bit. Delay gratification.

5. If you are in debt, get out of debt and fast. Teach yourself what you need to do to accomplish the task. Go to www.daveramsey.com He has sound advise.

6. Share what you do have. We might be going into a very tough time as a nation fiscally. You can’t spend more than you bring in forever. Eventually it will catch up with everyone and there will be people in real need. Share what you have now, learn how to be a real giver and you will see your life blessed without measure.

Judge not, and you will not be judged; condemn not, and you will not be condemned; forgive, and you will be forgiven; 38 give, and it will be given to you. Good measure, pressed down, shaken together, running over, will be put into your lap. For with the measure you use it will be measured back to you.” Luke 6:38

If you are still reading, bless you. I know it was long but I hope this has been a blessing. I would love to hear your thoughts.

In Christ Alone,

Jill



Be the kind of woman that when your feet hit the ground each morning Satan says, "Oh crud, she's up".

1 comment:

  1. Once again a blessed blogging post! We have lived debt free for our entire married lives except one time we bought a brand new truck, and paid half in cash..it was low interest rates at 2 percent, we ended up paying 236 dollars to finance this truck :)...it was the only time we have not bought with total cash. But it was a great investment, we used that truck for 250 thousand miles and we sure were wise in our choice. Living debt free hasn't always been easy in fact it has been really hard, but we haven't made a lot of worthless interest payments, on items that we didn't really need. And we have lived trusting the Lord for His care of our family...a true testament to his faithfulness to our needs

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